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Carrier Info. & Downloads:

  • Medica
  • HealthPartners
  • BlueCross BlueShield
  • Delta Dental
  • MCHA
  • Assurant
  • PreferredOne
  • Aflac
  • GTL
*authorized independent agency for Blue Cross and Blue Shield of Minnesota

Eligibility Criteria

MCHA's eligibility criteria are set forth in Minnesota Statute 62E.14. Generally, you are eligible for MCHA if you:

  • Are a Minnesota resident for the six months immediately preceding the completion of your application for MCHA coverage; and
  • Have been rejected for individual health coverage within six month six month of the application either by a health insurance carrier of a licensed insurance agent; or
  • Have reached age 65 or over and are not eligible for the health insurance benefits of the Federal Medicare Program; or
  • Are an "eligible individual" under the Health Insurance Portability and Accountability Act (HIPPA); or
  • Are eligible under Trade Adjustment Assistance (TAA), alternative TAA, or Pension Benefit Guaranty Corporation (PBGC); or
  • Have been treated with the last three years for one of the special "Presumptive Conditions" listed on the MCHA application form.
These eligibility requirements are meant to serve as general information only. Other conditions or circumstances may also qualify you for MCHA coverage. Please contact InsuranceSmart at 763-550-0638 for additional eligibility criteria.

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